Why invest in PETROBRAS stocks?

Ahead of the area of ​​Investor Relations , primary interface between the company and its stockholders tas , the economists Marshall ta Theodore Helms executive manager of Investor Relations , experiencing a good time at Petrobras . After all , leading a team of 48 people , which informs the market about the performance of Petrobras and its main strategies , Helms dissects usually why it's worth investing in Petrobras . And the market today , attests that valley. The site of Fortune magazine , an annual list published in June 2009 , recommends actions ensuring that Petrobras is " one of the companies best positioned to grow in coming years , given the recovery in oil prices and the discoveries made in the Province preview - Sal mainly Tupi , the largest in 20 years . " The investment banker Matthew Simmons , one of the world's experts on energy, was adamant in saying the Exame magazine in July that the future of the industry depends on Petrobras , " the only company that is capable of captaining the increase in world production oil . " Moreover, in rankings released by consulting firm Ernst & Young this year considering the stock value of 300 global companies that have appreciated at the end of the first half , Petrobras was considered the eighth largest global enterprise , whereas in the United consulting firm Economática released in August , was considered the fourth largest publicly-traded capital of the Americas . On the Company's performance and what makes it a good investment , Helms provides details , in an interview with Petrobras Magazine .

In general , one can say that it is worth investing in Petrobras ?
Petrobras has a substantial base of proved reserves , now estimated at about 15.08 billion barrels of oil equivalent according to criteria of the Society of Petroleum Engineers . This means assured production for 14 years or so, not counting the recent discoveries in pre-salt province and there are areas still to be explored by the Company , both in Brazil and abroad, which we believe will translate increased production of durable and sustainable . The Company is also a leader in the production, refining and transportation of oil and oil products in Brazil , its main market , considered grand relatively new and growing . This framework ensures Petrobras unique position in the world . While the other major companies in the oil and gas sector are still in search of new deposits , Petrobras stands out for its ability to replenish reserves to increase production . The company knows exactly where you're going and how. His vision is long term and is clearly expressed in its 2009-2013 Business Plan and Strategic Plan Petrobras 2020.

Gold and Silver prices fall after US employment data and IPC

The prices of gold and silver fell on Thursday , as investors are awaiting important U.S. data later in the day for indications about the strength of the economy and need for stimulation .
Gold and silver fall before U.S. jobs data and IPC
On the Comex division of the New York Mercantile Exchange ( Nymex ) , gold maturing in June fell 0.21 % , or $ 2.80, and was trading at U.S. $ 1,303.10 a troy ounce in U.S. trade morning .
The prices were in a range between U.S. $ 1,301.50 a troy ounce to U.S. $ 1,307.30 a troy ounce . On Wednesday , gold rose to U.S. $ 1,309.20 an ounce , the highest level since May 7 , before getting U.S. $ 1305.90 , advancing 0.86 % , or $ 11.10.
It is expected that gold futures find support at U.S. $ 1,289.10 per ounce , the low of May 13 and resistance at U.S. $ 1,315.00 , the high of May 7.
Also on the Comex , silver maturing in July fell 0.44 % , or 8.7 cents to $ 19.68 per ounce . On Wednesday , the futures recovered to $ 20.00 per ounce, the highest level since April 15 , before becoming U.S. $ 19.77 , advancing 1.17 % , or 22.8 cents .
It is expected that the silver futures find support at U.S. $ 19.36 per ounce , the low of May 13 and resistance at $ 20.00, the high of May 14 .
At the end of the day , the U.S. was to release data on new claims for unemployment insurance , consumer inflation and industrial production as well as a report on manufacturing activity in the Philadelphia region.
The dollar index , which tracks the performance of the U.S. dollar against a basket of six major currencies , rose 0.2 % to 80.28 .
A stronger U.S. dollar typically weighs on gold, because the currency diminishes the appeal of the metal as an alternative asset and makes commodities traded in dollars more expensive for holders of other currencies .
In metals trading , copper maturing in July rose 0.18 % , or 0.6 cents to $ 3.166 per pound .
In the euro zone , data released earlier showed that growth in the region grew less than expected in the first three months of the year , while the growth of the French economy stagnated .
Eurostat reported that the gross domestic product ( GDP ) in the euro zone grew by seasonally adjusted 0.2 % in the first quarter , below expectations of a 0.4% increase .
The prices of the red metal recovered for a ten-week high yesterday, amid speculation that demand in China , the biggest consumer of the commodity , gain strength in the short term . The Asian nation is the world's largest copper consumer , accounting for almost 40 % of world consumption last year .

Source: invest.com

Bovespa Stocks goes down even with electural research of President Dilma bein lower than expected.

Bovespa had the second then fall on Friday , moving of profit taking after new electoral research have failed to cheer the market . The Bovespa index fell 0.6 % to 53,100 points . The trading volume of trading was R $ 5.4 billion . For the week, the index accumulated appreciation of 0.23 % , its second weekly gain followed .

Although the official inflation has slowed in April , below the median forecast of economists , and research has shown Datafolha advance of opposition in electoral competition , these factors were not enough to lift the bag .

" Yesterday we have seen some correction in some papers . Maybe the tone is a little more back to the basics after the recent rally , with the market assessing business results ," said analyst Luis Gustavo Pereira , the Investment Guide .

Pereira pointed out that the movement of the preferred shares of Petrobras, which came to rise 2 % but closed down 1.17 % , reflected some caution by investors before the oil disclose its balance sheet , after the market close .

Financial volume in the Bovespa rises 20 % in April from March
FT : Dilma aura is efficient , but performance of clowns
If Eike : Bovespa is suspected of covering up problems OGX
" All is not well with inflation ," said Dilma reporters
The Datafolha poll showed that pre - PSDB candidate for the Presidency, Aetius Neves , extended the voting intentions of 16 % to 20 % , gaining ground against President Dilma Rousseff . The market had celebrated high Aetius in recent polls , amid skepticism about the conduct of economic policy, but this did not happen now .

" This is the second in a week that research shows that the runoff is increasingly likely . 's News is positive , but did not bring much novelty, and the bag already went too based on research ," said economist Hersz Ferman , the Elite Brokerage .

Shares of state Eletrobras had the biggest falls of the day , with ordinary paper retreating 7.58 % after accumulating a gain of 60 % since mid-March , catapulted the polls . The action of the operator TIM fell 2.25% . The company registered a high of almost 22 % in profit from January to March in the annual comparison , but indicated it expects challenging scenario in coming quarters , given the intense competition in the sector .

Cetip and BM & FBovespa also closed in red on the heels of the announcement of its quarterly numbers while Estacio Participacoes and Lojas Americanas rose . Among the major high , PDG Realty rose 7.69 % after the company reversing a net loss a year earlier . PDG said seeing space for additional general and administrative expenses in the coming quarters reduction , while margins should continue to show improvement.

STOCK MARKET UPDATES AROUND THE WORLD

Mexico City 9 Mai (EFE) -. The main indicator of the Mexican Stock Exchange, the Price and Quotations Index (IPC), closed on Friday at a low of 0.05%, to 41,641.11 points.
Bag Mexico: IPC closes at low of 0.05%
During the session, were 233 million shares traded in local and global markets, with trading volume of 7.7 billion pesos ($ 596 million).]

Bogota 9 Mai (EFE) -. Colcap What, benchmark Stock Exchange of Colombia (BVC), closed on Friday with no percentage change, to 1674.22 points.
Bolsa Colombia: Colcap closes without percentage change
The trading volume of trading was 167.2 billion pesos ($ 87.9 million) in 2,879 operations.

Forex for begginers

Beginner Forex Currency Trading: What Is It All About?

For a beginner forex currency trading may seem to be a whole new world but in fact the basics are quite easy to learn. You just need to understand the buzz words and trading terms and grasp a basic understanding of how the markets work.

Making big money in a short time is what forex currency trading is all about! It is possible for investors to make a lot of money very fast because the rates of exchange on the foreign market can rise and fall quickly. This means of course that it is risky and there is also a chance of losing a lot, just like most things in life that have the potential of big returns.

Stock Market: 1st Quarter 2014 Review

• Markets have largely recovered from January's correction, and the average valuation of our coverage universe continues to tick up, standing at 104% of fair value going into the second quarter (all market and geographic averages are on a market-capitalization-weighted basis). 
• In a market leaning toward the overvalued side, investors must dig deeper to unearth buying opportunities. However, macro instability has created some buying opportunities, especially in a number of energy and high-quality consumer staples stocks.
• On a global scale, firms that our analysts cover in Asia Pacific now look to be the most undervalued, reversing the region's most overvalued position at this time last year. Conversely, North America and Europe look to be the most overvalued.

Why would someone go to a Business school?

A profession that ensures more employability according to demand.
The Federal Board of directors in national survey in 2003 , Profile , education, experience and job opportunities Administrator shows that the teaching of Management in Brazil is considered the highest student demand for higher education. There are around 1500 undergraduate degrees in Business Administration , with more than 500,000 students enrolled , representing more than 14 % of the population of students at this grade level .

FOREX NEWS: Weekly Trading Forecast: EUR/USD and Majors Move Closer to Critical Breakouts

US Dollar Fails to Rally on Great Payrolls Data, Remains a Sell

A sharply better-than-expected US Nonfarm Payrolls report wasn’t enough to keep the Dollar from falling versus major FX counterparts, and the Greenback looks at risk of further declines as key fundamental factors favor weakness. 

Everything you should know about litecoin

The last few weeks have been hectic for anyone interested in alternative currencies , mainly due to a record value of Bitcoin (BTC ), which for the first time exceeded $ 1000 per coin, but also by an otherwise intelligent appreciation cryptographic money the least known Litecoin (LTC ) . Still unknown to the general public, Litecoin has shown enough potential to establish itself as an alternative or complement to Bitcoin , because the system is reliable and , according to experts, could bring technical solutions to the problems facing the BTC community.

Best Administration Graduation Schools in São Paulo - Brazil

Administration is the manegement of human resources, materials and finances of an organization. The administrator is the proessional responsable for the strategies plannig and the day-by-day manegement of an enterprise.
In general, the first two years of the course are ocuppied with basic discipines, as matemathics, estatistics, law, sociology, contability and informatics. In the third year start the specifics classes, like logistics, finances, marketing and human resources.
A profession that ensures more employability according to demand.
The Federal Board of directors in national survey in 2003 , Profile , education, experience and job opportunities Administrator shows that the teaching of Management in Brazil is considered the highest student demand for higher education. There are around 1500 undergraduate degrees in Business Administration , with more than 500,000 students enrolled , representing more than 14 % of the population of students at this grade level . Only 14% of respondents chose to attend Administrators Administration by vocation , and 27 % stated that the predominant reason was the nature of your professional project ( now open , expand business, career , etc. . ) While 15 % were aimed at a better placing on the market job. It can be said that the biggest concern of the Directors, today , is centered on the issue of employability .




(SP) Ribeirão Preto – USP ★  ★  ★  ★  ★

(SP) São Paulo – ESPM-SP ★  ★  ★  ★  ★

(SP) São Paulo – FGV-Eaesp ★  ★  ★  ★  ★

(SP) São Paulo – FIA-São Paulo ★  ★  ★  ★  ★

(SP) São Paulo – Insper ★  ★  ★  ★  ★

(SP) São Paulo – Mackenzie ★  ★  ★  ★  ★

(SP) São Paulo – USP

Life Insurance - A great Investment

Ensure sustenance of the family in case of death cares less Brazilian than having a stolen car : insurance people - which includes personal accident and life - is 31 % of the market , against 40 % of the car , according to Susep ( Superintendence of Private Insurance ) , 2012 . Already the cost of hiring a life insurance policy is much smaller than that of cars . According to research from the Protest , the monthly amount can vary from £ 16 to £ 213, according to age . The price also varies among insurers and capital employed .
Insurance of persons represented 31 % of the insurance market in 2012 , according to Susep
The low price, however, can not be only requirement to close a contract . Before making life insurance , you need to have extra attention to byproducts of the plan . There is risk of paying for unnecessary coverage or left uncovered in specific situations , the researcher warns of Protest , Gisele Rodrigues .
According to Susep , insurance people increased 14.3 % among all insurers in 2012 , accompanying the trend of previous years . The director of life insurance BB / Mapfre , which owns 19.6 % of this market , Benedict Zanzini , attributes the increase to the higher purchasing power of the middle class , now aspire for family protection .
"Consumers looking for life insurance is predominantly male , married with children , and usually has more than 30 years," says the executive . Unmarried or younger people tend to seek more insurance personal accident , which exclude death , according Zanzini . "How much younger , lower the perceived need to have life insurance ," he says .
Renato Spadafora , director of operations Segurar.com , which sells insurance over the Internet , states that life insurance is much sought after by people with little or newborn children , regardless of sex . " When you have a downward , the individual is sensitive to the desire to ensure a standard of living in their absence ," analyzes .
Have people with kids that have achieved financial independence usually transfer the concern for the spouse , Spadafora says.
The product becomes more expensive with increases in age
 
The availability of money is the main advantage of life insurance relative to other investments , believes the executive Mapfre . " If the owner of a property at $ 1 million lost their lives , we need to find a buyer and pay about U.S. $ 40,000 for the transfer tax ."

To calculate the capital insurance - amount of compensation - you need to assess which expenses the family will have in the absence of the insured , and for how long . It should be taken into account , remember Gisele , if there are children of school age . You also need to read the policy carefully and know the exclusions of insurance in order to avoid unpleasant surprises .

" If the insured has a preexisting disease must inform the insurer beforehand , lest she refuses to compensation," says the researcher . A survey by Protest with nine companies and 17 plans noted that none offered the most sought additional coverage , such as serious illness, disability, accident or death of a spouse ."

Best MBA's in the World

Much more practical and management oriented than the usual masters , but also more expensive, Master in Business Administration ( MBA ) has gained fame among the Portuguese , especially those who move in the area of business management. National schools have been adding role out there today and compete with the best international examples of success in the field of executive education .

But beware , the time to invest in MBA , some factors you should consider . After a thorough analysis of their real motivations to undertake an MBA tries to know the background that will attend the school , its faculty , the seniority of the course and associated companies . This first screening is the best filter to test the quality of each of the options you are considering . Especially because as important as performing an MBA is to achieve it in good school with good teachers and content and diversity of courses among students.

The Catholic Lisbon School of Business & Economics appearing in the Financial Times ranking as one of the 50 best schools in the world for executive education , occupying the 43th position. In the British newspaper table also contained two other national schools : the New School of Business and Economics ( Nova SBE ) which occupies the 58th position and Porto Business School that went directly to the 68th place .

In the world of MBA there are options for all tastes and budgets . You can perform training in full-or part -time , at national or international territory , or to enjoy the best of both worlds and attend the program , dividing between two schools of management in Portugal and in another country .

But even choosing not to leave Portugal , contact with international component is more than right. Is that Portuguese schools have been gaining an increasing number of international students . The The Magellan MBA from Porto Business School is an example .

" The Porto Business School emphasizes the diversity of students' previous training in order to maximize the experience of interaction between students . The added factor that , in the case of full-time MBA , the interest to also join the cultural diversity that is present in shows like The Magellan MBA , where two-thirds of the students are foreigners, " explains Fernando Teixeira dos Santos , coordinator of the program . The person recognizes that diversity enriches the experience , even indoors .

To foster this internationalization , The Lisbon MBA , an initiative of the New School of Business & Economics and Catholic - Lisbon School of Business & Economics and MIT Sloan School of Management , established a partnership with the Institute of Education and Research ( Insper ) of São Paulo , and Fudan University in Shanghai , in order to stimulate coorperação between students and teachers MBA Portuguese , Brazilians and Chinese who , under the International Labs , develop consulting projects in a real work environment . At first sight the teams perform fieldwork in Brazil or China and then go to monitor firms in the distance .

With the internationalization increasingly present in companies , business schools are shaping their MBA 's to increasingly global models . The choice between Portuguese and foreign universities is wide and is not made easier by the increasing quality of these courses ( see " From Portugal to the world " ) .

But whether it decides to head abroad or stick around to accomplish this training , expect a fully focused on internationalization photo , either by colleagues of different nationalities or the bet in periods of immersion in increasingly common foreign schools among Portuguese courses .

1ª	Harvard Business School	EUA
2ª	Stanford Graduate School of Business	EUA
3ª	University of Pennsylvania: Wharton	EUA
4ª	London Business School	Reino Unido
5ª	Columbia Business School	EUA
6ª	Insead	França/Singapura
7ª	Iese Business School	Espanha
8ª	Hong Kong UST Business School	China
9ª	MIT: Sloan	EUA
10ª	University of Chicago: Booth	EUA
11ª	IE Business School	Espanha
12ª	University of California at Berkeley: Haas	EUA
13ª	Northwestern University: Kellogg	EUA
14ª	Yale School of Management	EUA
15ª	Ceibs	China
16ª	Dartmouth College: Tuck	EUA
17ª	University of Cambridge: Judge	Reino Unido
18ª	Duke University: Fuqua	EUA
19ª	IMD	Suíça
20ª	New York University: Stern	EUA
21ª	HEC Paris	França
22ª	Esade Business School	Espanha
23ª	UCLA: Anderson	EUA
24ª	University of Oxford: Saïd	Reino Unido
25ª	Cornell University: Johnson	EUA
26ª	Indian Institute of Management, Ahmedabad	Índia
27ª	CUHK Business School	China
28ª	Warwick Business School	Reino Unido
29ª	Manchester Business School	Reino Unido
30ª	University of Michigan: Ross	Reino Unido
31ª	University of Hong Kong	China
32ª	Nanyang Business School	Singapura
33ª	Rotterdam School of Management, Erasmus University	Países baixos
34ª	Indian School of Business	Índia
35ª	University of Virginia: Darden	Reino Unido
36ª	National University of Singapore Business School	Singapura
37ª	Rice University: Jones	Reino Unido
38ª	Cranfield School of Management	Reino Unido
39ª	SDA Bocconi	Itália
40ª	City University: Cass	Reino Unido
41ª	Georgetown University: McDonough	EUA
42ª	Imperial College Business School	Reino Unido
43ª	Carnegie Mellon: Tepper	EUA
44ª	University of Illinois at Urbana-Champaign	EUA
45ª	University of North Carolina: Kenan-Flagler	EUA
46ª	University of Toronto: Rotman	Canadá
47ª	University of Texas at Austin: McCombs	EUA
48ª	Australian School of Business (AGSM)	Austrália
49ª	Emory University: Goizueta	EUA
50ª	University of Maryland: Smith	EUA

GUIDE TO HOW TO INVEST IN GOLD

Since 2001 the gold accumulates a high of 600 % . In 2011 , while the Bovespa index lost 18.1% , gold recorded a high of 4.21 % . In 2012 , gold was the most profitable investment , and analysts have expected that the upward trend will continue, as long as the uncertainties in the global economy

With a recovery so it is normal that many investors ask themselves " How to invest in gold ? " ..

How to Invest in Gold


1 . Gold as a financial asset
Gold is considered one of the world economy safer financial assets: besides being a physical asset , also backing the monetary reserves of many economies around the globe , with their value and demand always guaranteed .

As a result , gold is considered a store of value and a safe haven in times of crisis and financial instability . In the case of disbelief in equity markets and debt securities of a government , gold is a hedge against devaluation that other assets will suffer .

The Dollar also usually have this store of value function , however it is also subject to crises , gold always ends up being the reserve of last resort . How did the American crisis began in 2008 , when the price of gold recorded strong appreciation .

For these and other factors , gold reached a very high rentabnilidade in recent years , as seen in the chart below .

How to Invest in Gold

2 . Risks of Investing in Gold
First of all , do not be fooled !

Despite being a safe haven in times of crisis , gold investing speculatively is not synonymous with safety or profitability. Quite the contrary , the value of gold changes every minute and is extremely volatile because of its high liquidity in the secondary market.

Furthermore , the factors that affect gold prices are quite diverse , to name a few as an example:

Monetary policy in many countries around the world ,
Supply and demand of individual investors on the stock exchanges of the world ,
Import and export flows of metal between countries ,
Periods of seasonality during the year ,
Natural factors that may affect the extraction of gold
For short-term investments
Much knowledge on the part of the investor is required in addition to daily monitoring of the market and the prices of the asset. For the individual investor who has an average knowledge of the financial markets , it is generally recommended to opt for other investments easier to control, as shares in large companies or government bonds .

For long-term investments
The recommended plan is an investment in order to protect their capital from sudden fluctuations in the economy , and if possible seek to buy it in times of relative economic stability , when demand is lower and the price tends to be lower.

Now that we know the risks , we go to the answers of your questions : How to invest in gold ? When investing in gold ? What is the process and cost to invest in gold ?

3 . How to invest in gold ?
To start your investment in gold the first step is to choose how you want to invest. There are direct and indirect ways to bet on gold as an investment , the most common and advisable are: Futures contracts , mutual funds and physical gold bars . We'll talk about other ways , however we do not recommend using these as investments and explain why.

a. Futures contracts at BM & F Bovespa
If this is your choice , the next step is to seek a financial institution registered with BM & F Bovespa , can be a brokerage firm or your bank (see here all Brokerage Securities Bovespa ) .

Fractional contracts 0,225 g to 10 g , or contracts filled with 250 g are traded . For this system, and achieve greater liquidity for buying and selling , the investor only pays the brokerage fee for trading , custody is up to the broker . In this type of trading investment in gold is similar to investing in equities and as well as the taxation of the income tax on shares is exempt from income to smaller investments than R $ 20,000.00 tax.

In addition , can also be explored other forms of trading as purchases and sales terms and buying gold options , giving greater flexibility to the investor strategy that can strategize how to invest in gold .

This mode is recommended for investors who wish to invest in the short and medium term , speculatively about the value of money . However it is recommended that the investor already has some experience in this market, before making this investment .

b . Physical gold in bullion
To buy gold bars in the process is a bit more complicated : we must find a financial institution that has marketed this product, do register and prove their income on purchases above R $ 10,000.00 .

Furthermore , we must find a custodian to hold your gold and pay a monthly custody over the total amount retained, this can range from 0.07 % to 0.15 % .

Another option is to buy physical negotiate directly with a distributor of metal, such as OM DTVM and Marsam DTVM , and maintain custody at home. In which case the distributors usually charge a fee of 1% of the value traded .

It is noteworthy that in this mode the risk of losing the asset is higher since I would not be maintained within a financial institution holding security and insurance for assets held in custody . One of the disadvantages of this form of investment is less liquid at the time of sale , and more difficult to find a counterparty willing to buy at market price.

c . Funds investing in gold
This is certainly the most affordable option most investors , since you do not have to worry about the bureaucracy of buying gold in cash and not with the intricacies of the futures market .

With funds investing in gold, investing outsources the management of this asset to a professional manager . The background can be either passive , buying gold and simply suffer the variations in price , or active , who buys and sells gold according to the current market , seeking higher yields .

Examples of funds that perform this investment and gold are :

- Gold Box FI Multimarket LP : minimum investment of £ 5,000, administration fee : 1.5% per year.

- Orama Gold Fund Multimarket Investment: minimum investment of £ 5,000, administration fee : 1.1 % per year.

4 . Other ways to buy gold
Other less popular ways to buy gold is through the acquisition of jewels and the informal market . Why , in none of these are recommended as a form of investment .

a. Buying Gold Jewelry
Can be configured as an investment , in the sense that the price will rise tied to the gold price . However , one should remember that there is a maintenance cost of jewelry in addition to the work of the jeweler and the jewelry brand , paid on purchase , may not be transferred at the time of sale.

Negotiations with this type of merchandise are made by pawn operations , which today are centralized by the Caixa Economica Federal in Brazil ..

b . Informal Gold Souk
It is represented by hawkers gold representing certain trading houses .

Although the cost of trading is lower in these cases , it is extremely unwise to buy gold this way, because the produce may have been tampered with, there is no guarantee liquidity in the event of resale, no records of legal origin of this gold and many of these places act clandestinely .

5 . When Investing in Gold ?
Remember that the price of gold in Brazil tends to follow the contract traded in New York ( COMEX ) and therefore includes exchange variation on the account. Thus , whenever the dollar depreciate against the real mean that part of the gain from the appreciation of gold in Brazil will be compromised by the difference of the devaluation .

As previously mentioned , the price of gold , unlike other assets , tends to rise in times of instability to fall in times of favorable economic situation. For long-term investments for capital protection , look to make the purchase off times of economic crisis ..

how to invest in gold .

For the long term , it is worth remembering that gold is an object of desire for thousands of years centuries , and all indications are that it will continue like this for a long time .

Or have you ever met a woman prefers shares of VALE3 instead of jewels ?

What is CEX.IO ?

CEX.IO is the first and leading commodity exchange in the Bitcoin community. Here you can buy or sell GHashes or just trade on the increase or decrease of chip values.
We are the first exchange that offers you an opportunity to buy GHashes and avoid all the usual problems you can face when buying mining equipment, like the frequent delays in delivery, breakage losses, the need for a sufficient power supply or cooling devices, and many other things, that you will probably encounter.

There are at least three aspects to bear in mind when buying or selling with Bitcoins:
Irreversibility
Exchange liability
Volatility

The biggest and most fundamental difference between Bitcoin trading and other types of monetary transactions is that a Bitcoin transaction is irreversible. Once you have send someone a Bitcoin, the transaction cannot be cancelled. The algorithm for such a cancellation does not exist in the blockchain code. However, the seller can make a refund of the same amount either in Bitcoins or any other currency. A reputable seller will probably conduct the refund transaction, but many Bitcoin deals take place on “the dark web”. Nevertheless, you might still get a refund from exchanges that have forums. You must keep in mind that many cash transactions are also irreversible, and have always been that way. One of the trade principles states “Caveat emptor“ which in translation from Latin means “Let the buyer beware”. This phrase indicates that the seller is not obliged to issue a refund to an unsatisfied customer because of an exiting or alleged defect in the purchased product. This historical reality applies to the Bitcoin trading market as well.

Main reasons to invest in Brazil

1. Strategic Location and Market

• 5th biggest country in the world
• More than 190 million of inhabitants
• The Brazilian GDP measured in PPP represents 38% of the whole Latin America GDP alone, reaching more than US$2,4 trillion PPP in 2009.
• The consumption market covers more than 920 million of potential consumers, considering Brazil, Latin America and North America.
• Brazil borders almost all the South America countries. 

2. Growing Sustainably

• Brazil is the world’s in G8
• The Brazilian economy presents a sustainable and strong growth. The Brazilian GDP growth rate reached 5.8 per cent in 2009, with an inflation rate of 4.7 per cent.
• More than 35% of the jobs created in Latin America in 2007 were in Brazil.
• Since 2003, the Brazilian exports have shown a growth rate bigger than that of the world imports, resulting in a higher Brazilian participation on the world trade. 

3. Innovation and technology

• Brazil has the biggest and most diversified yet  science, technology and innovation system of Latin America.
• It has a competitive differential within the sectors of aircraft building, oil exploration in depth water and software development.
• Brazil has internationally consolidated its competence in producing ethanol and biodiesel fuel.
• In 2009, there were 10.396 new graduated students at the doctor’s level and 31.761 at the master’s in Brazil.
• The growth rate in number of personal computers between 2002 and 2010 increased more than 140%, reaching more than 34 million. This number represents 45% of the whole Latin America personal computers during those years.
• The Brazilian Internet users’ number increased more than 270% in the last five years, representing 53 million users. 

4. Infrastructure

• 69 airports with annual flow of 110 million people.
• 49 ports with capacity for over 600 million tons/year.
• 29,596 km of railways – the eleventh world railway mesh.
• 1.7 million km of roads – the third world road mesh.
• 100% digital telephone lines in Brazil.
• Brazil has one of the best communication structures with 125 million mobile lines, at about 42 million fixed lines and more than 1 million public telephones.
• Brazil will, through the Growth Acceleration Program of the Brazilian Government, invest (considering public and private resources) US$16,5 billion in roads, US$ 3,9 billion in railways and US$ 1,3 billion in ports. 

5. Investment profitability

• In the last years the Brazilian return on investment overcame the 26% annual mean.
• The foreign companies settled down in Brazil are free to send their profits to their country of origin.
• Brazil received, in 2007, 30% of the Foreign Direct Investment intended to the Latin America, resulting in a 99% growth rate. 

6. Work Force

• Brazil’s economically active population represents 36% of Latin America total population, having reached 92 million people in 2007.
• 17 million people with higher education level have technical-scientific activities.
• 7 million was the total number of registered students in technical and higher education in 2006.
• There has been an increased growth in the Brazilian work productivity, in the latest years. 

7. Natural resources

• One of the worldwide largest producer and exporter of agricultural products.
• The world’s largest producer of ethanol, with 308 installed production plants, producing 17,7 billion liters per year.
• The world’s largest producer of iron ore.
• The worldwide largest producer and exporter of coffee, sugar cane and fruit juices.
• The world’s largest exporter of soy, meat, chicken and leather.
• Self-sufficient in oil, going from net importer in 2005 to net exporter, representing the sixth exportable sector in the Brazilian foreign trade.

The Brazil’s energetic matrix has 45% of renewable sources whilst for the world this ratio is 14%.